Welcome to the AgentsHouse Agent Portal, your comprehensive hub for managing your insurance services. Our portal is designed to be a one-stop resource, providing you with a suite of services and insightful resources that streamline your work and enhance your productivity. We’re here to support your success.
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FREQUENTLY ASKED QUESTIONS
We specialize in serving insurance agencies that provide coverage to the transportation and trucking industry.
Our Agent Portal is a secure online platform where partners can manage policies, pay invoices, get certificates, and access other useful resources.
Physical Damage insurance is a type of auto insurance that covers damage to your vehicle due to an event like a collision, fire, theft, or vandalism.
Non-Trucking Liability insurance provides coverage for your vehicle when it’s not being used for business purposes, like when your drivers are off-duty.
Occupational Accident insurance provides coverage for on-the-job injuries or death for 1099 contractors in the transportation industry.
You can pay your invoice directly through our secure online payment system available in the Agent Portal.
Becoming a partner is easy! Just click on the ‘Get Appointed’ link on our website and follow the instructions.
Yes, we offer the convenience of monthly installment payments for our Non-Trucking Liability coverage.
We aim to make our claim process as simple and straightforward as possible. You can submit a claim through our Agent Portal, and our dedicated claims team will review and process it promptly.
No, our Occupational Accident insurance does not cover sickness-related costs. It’s specifically designed to cover injuries or death resulting from an on-the-job accident.
Our team is available from 9 AM to 5 PM, Monday to Friday.
The accidental death benefit provides a $50,000 financial support in the unfortunate event of a driver’s accidental death.
You can request a certificate of insurance directly from our Agent Portal. We ensure a quick and efficient processing of your request.
You can contact us via the ‘Contact Us’ page on our website. You can also reach us by sending an email to email@example.com.
Yes, we offer various special programs and discounts, including travel discounts. For more details, please get in touch with our team.
Contingent liability coverage is a benefit aimed at safeguarding participating companies in scenarios where a driver, who has occupational accident coverage and has signed an independent contractor agreement, lodges a workers’ compensation claim identifying as an employee. This coverage offers the company legal representation in the ensuing workers’ compensation case, and it provides indemnification for the company if authorities deem that the driver was indeed an employee eligible for workers’ compensation.
Explanation: Why Non-Trucking Liability Policy Cannot Be Used for Commercial Truck Registration Non-Trucking Liability (NTL) insurance is a type of coverage specifically designed for owner-operators when they are not under dispatch or not hauling any goods or commodities. Essentially, it’s a coverage that applies to “non-business” use of the truck. The Departments of Revenue’s Motor Vehicle Division of most states stipulate that any commercial vehicle operating within the states or interstate must have active commercial auto liability insurance to be eligible for registration. The requirements are in line with federal Motor Carrier Safety Administration (FMCSA) regulations, which mandate that commercial vehicles must have liability insurance that covers both bodily injury and property damage. NTL insurance does not meet these requirements for several key reasons:
- Scope of Coverage: NTL only provides coverage when the vehicle is being used for non-business activities. This means when the truck is being used for any commercial purpose — such as transporting goods — the NTL policy would not apply.
- Regulatory Requirements: FMCSA rules require coverage that is in effect whenever the commercial vehicle is operated, regardless of whether it’s for personal or business use. NTL does not provide this continuous coverage.
- Financial Responsibility: States have minimum insurance requirements to ensure that commercial vehicles have sufficient coverage to pay for potential damages or injuries they may cause. NTL policies generally do not meet these minimum requirements because they are not designed to cover commercial activities.
- Exclusions: NTL policies often have numerous exclusions that could violate State’s insurance requirements for commercial vehicles, thus making it inadequate as a proof of insurance for registration purposes.
- Public Safety: The state’s regulations are designed to protect the public. Commercial trucks, given their size and the nature of the goods they often transport, pose unique risks that NTL insurance is not designed to cover.
Due to these reasons, a Non-Trucking Liability policy cannot be used as the required proof of insurance for registering a commercial semi-truck in most states. Commercial auto liability insurance that complies with state and federal regulations is required.