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About AgentsHouse Inc

AgentsHouse Inc stands as the distinctive conduit for benefits programs offered by the Truck Owners Association (TOA), devoted to serving the diverse needs of the transportation industry. We channel these specialized services exclusively through approved agencies, ensuring the highest standards of delivery and customer satisfaction.

The Truck Owners Association is a prestigious entity, founded in Illinois, with a broad network that encompasses transportation industry participants from across the nation. The Association has developed a range of unique and advantageous benefits programs. Each program is multifaceted, offering a spectrum of benefits that cater to the specific needs and requirements of individuals and businesses operating within the transportation sector.


These robust programs backed by various top-tier insurance companies, affirm the commitment and reliability of the TOA. The collaboration between TOA and these insurance giants brings together industry expertise and comprehensive coverage, offering optimal protection and peace of mind for our clients.
At AgentsHouse Inc., our mission is to facilitate these benefits and ensure they are accessible and effective for our clients. We maintain rigorous quality control over the agencies through which these benefits are distributed, ensuring they align with our high standards of professionalism, service quality, and customer support.


We are proud to be the bridge that connects the Truck Owners Association’s exceptional programs with the agencies that implement them and, ultimately, the clients who benefit from them. Our commitment is not only to distribute but to support, advise, and contribute to the growth and stability of all parties involved in this critical industry. Welcome to AgentsHouse Inc., your trusted partner in the transportation industry.

Physical Damage

Extensive Towing Limit: We offer a substantial towing limit of up to $10,000, ensuring your vehicles are taken care of when they need it most.

Comprehensive and Collision Coverage: Full protection against a wide range of incidents, including both collision-related damage and other events like theft, fire, or vandalism.

Flexible Deductibles: We offer a variety of deductible options ($1,000, $2,500, $5,000, $10,000) to match your risk tolerance and budget.

Gap Coverage: To protect your investment, our gap coverage helps cover the difference between your vehicle’s value and what you still owe if it’s totaled in a covered claim.

Accidental Death Benefit: In the unfortunate event of a driver’s accidental death, we provide a $50,000 per driver benefit, offering financial support during a challenging time.

Dedicated Claim Service: Quick, fair, and hassle-free claim services to help you get back on the road as soon as possible.

Legal Service: Comprehensive legal assistance tailored to the unique needs of the transportation industry.

Travel Discounts: Enjoy additional benefits with our exclusive travel discounts.

 

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The Physical Damage Benefits Program provides a physical loss and damage coverage benefit supported by Lloyd’s of London coverage that is exclusively underwritten for TOA.

Non-Trucking Liability

Targeted Coverage: Our coverage is specifically designed for trucks and tractors within classes 3-8, ensuring your vehicles are well-protected in non-business operations.

Simple Application Process: With an application tailored for this specific class of business, we make it easy for you to get the coverage you need.

High Liability Limits: With primary liability limits of $1,000,000, we offer substantial protection against potential liabilities.

Monthly Installments: To better accommodate your budget, we offer the convenience of monthly installment payments.

Continuous Coverage: Once activated, your coverage continues uninterrupted until you decide to cancel, providing consistent protection.

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The Non-Trucking Liability Benefits Program provides a Non-Trucking Liability coverage benefit for tractors that are permanently leased to primary for-hire carriers, when those tractors are not under dispatch. The Program’s coverage benefit is supported by Lloyd’s of London coverage that is exclusively underwritten for TOA.

Occupational Accident

No Deductible, No Coinsurance: Our policy simplifies your insurance experience. You won’t need to worry about meeting a deductible or dealing with coinsurance costs.

Immediate Coverage: Rest assured knowing that your coverage starts from the very first expense, ensuring prompt financial support when you need it.

Eligibility: Specifically designed for 1099 contractors involved in the transportation industry, this coverage offers targeted protection for those who keep our supply chains moving.

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The Occupational Accident Benefits Program provides medical and disability coverage benefits to independent-contractor drivers if they are injured in an occupational accident. The Program’s coverage benefits are supported by Lloyd’s of London coverage that is exclusively underwritten for TOA.

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